Change the way you spend……forever

//player.vimeo.com/video/98104501
where does your money go from frugal queen on Vimeo.

Hello Dear Reader,

Here’s another in the webinar series. They will be free to view forever! You can go back and recap at any time.

It’s too easy to ‘pop’ to the supermarket, or pick up a coffee or browse and buy online. I want you to start mindfully spending from now on.

I will leave you to the webinar.

See you tomorrow,

Love Froogs xxxx
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17 thoughts on “Change the way you spend……forever

  1. Thanks for the latest webinar. I had a wake up call last year that when I finally retire (I still work 20 hours a week in a job I love) I/we will have less than half the previous income. So I decided to keep a record of my expenditure exactly as you said on the webinar. What a shock! Every week we would be spending £100 more than the retired income would be. I still do the maths every week, it becomes easy once you get used to it doesn't it and I changed to Lidl for most things and make all meals from scratch. We eat well, drink some wine, play music and indulge ourselves by having three gorgeous dogs to walk. So, after listening this morning I did an experiment and compared 12 weeks expenditure a year ago (£134 average per week with the last 12 weeks £84 per week! So I did make a difference. It doesn't wholly solve our situation but we are in a much better place now and feeling in control of our finances. I enjoy your blog very much. Felt for you with the antisocial behaviour problem. It is so wrong when decent people's lives are affected. Love Talland Bay visited there a few years ago while seeing a friend in Polperro. Quality of life here in Suffolk is good on the whole probably because being work is more available and people have more to lose and more voice as a result! Sorry this is a very long post. Keep blogging I still have lots to learn, thanks Jan B.

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  2. Just listened to the latest webinar after a long day at work. This is like a self help book and it feels like a luxury to think about me for a change. What a really thoughtful and helpful post you have made. Great advice. I never thought of saving a fifth of income. Now it sounds like common sense and very practical. I am going to try to keep a diary of all I spend. I have found patterns in my spending already and I could cut back in so many ways. I like the idea of being grateful for what we have as we are very lucky. I am v pleased. I am going to try and cut back and start saying no to my friends so I can say yes to my future. Hurrah for Frugal Queen.

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  3. Another great video, can you tell me what size freezer you have, I only have a small four drawer one, I have been reading through all your posts and recipes and decided I really have to batch cook, save on the electric, no more putting the oven on just to bake a cake, I am so addicted to your blog, its brilliant !

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  4. Hi Froogs , great video, can you tell me what size freezer you have, I only have a small four drawer one, I am still reading through your blog, I am on 2011 at the moment, and have decided I really should batch cook, to save , no more putting the oven on just to make a cake x

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  5. It's amazing but this is such common sense. I was sucked into a life of consumerism and am now paying the price with £10k of debt. Thanks to you and Elaine Colliar I have totally changed my spending habits, have an emergency fund and am paying down the debts. I shop mainly at Aldi and Lidl and am mindful of every penny I spend. I get annoyed if I have to buy things such as bottle of water when out as I now see these spends as luxuries. I love your blog and can only say Thank You so much for revolutionising my life!

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  6. Hi Froogs,

    another great webinar, thank you 🙂 As I was listening I started wondering ,how did we become a society of spenders instead of savers in just one generation? I don't think my parents were unusual for their generation, and although we were reasonably well-off, they just didn't go out and spend money without planning for it.

    Money was always there for the end of year sales on linen, clothing was only purchased a couple of times a year, not whenever the urge came on. Big items like a record player were saved for - and what incredible excitement when that item finally came home! Paying the mortgage down quickly was a priority, as was saving for retirement. Debt just wasn't something you did!

    I wish there was some way of convincing this current generation of adults, and all of the young people coming up to adulthood, that delayed gratification usually yields much more pleasure than instant gratification, and that savings in the bank is a wonderful feeling. Oh, and there was no clutter in our home - how many of our generation can say that?

    Madeleine.x

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  7. I got extremely lucky: The Federal Office of Statistics of Germany pays 105 Euro me for writing down all my expenses for three months! Maybe there are similar programs in the UK? Certeinly this would be a very good incentive to keep on recording where your money goes.

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  8. First ring and ask to speak to the Inspector for your area. Ask how many S59 police reform act notices they have issued. Not many by the sounds of it. Ask them what they intend to do,about it and then tell them you will be writing to your MP and inviting the local paper round. Enjoy the result!

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  9. Thank you for your series. I was reminded of Churchill's quote “never, never, never give up.” That will help us on our road to financial freedom as well. 😀

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