Hello Dear Reader
I was approached a few months ago by a webinar company who thought I could help others get out of debt by hosting online tutorials.
I gave it some thought as I always promote ways of making extra money. The problem was, it would make money out of people who really couldn’t afford it. It didn’t sit comfortably with me.
I decided to run a series of tutorials to help people get out of debt.
This is just an introduction. Come back to my blog and I will let you know when the webinars will be loaded and the time that I will be available for live direct feedback via twitter. As always, I don’t say I have the answer or suggest that you do things my way, however, if you want advice or to know how I manage to stay debt free then I am more than happy to help.
I hope you enjoy the vlog as I give you a taster of what’s to come.
I really hate to think of families struggling in these difficult financial times and really hope I can give some reassurance and even guidance to anyone I can.
Until tomorrow,
Love Froogs xxxxx
Let me help you out of debt
//player.vimeo.com/video/95676653
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Hi Froogs, I'll watch that tomorrow, Could you post a link for your Radio Cornwall thingy yesterday as well. I enjoy listening to those but I'm hopeless at finding them without your link.
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Loved the vlog Froogs. Thanks to you I am well on my way to being debt free by end of 2014. It's not been easy but with your advice, tips and fab recipes it made me take stock of how much I have, how much I waste and that I can live a happy, comfortable life without non-essentials. Looking forward to the rest of the vlogs, will have notebook and pen at the ready. Keep up the good work. Carol xxx
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I'm looking forward to your mini series Froogs, thank you so much for taking the time to do this - can't wait for the first episode!
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I continue to recommend your blog and its history of posts to those interested in frugal living even here in the US. You are a good and caring person.
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Dear Froogs I love and follow your blog. Unfortunately, I really dont think you can help us. My husband got made redundant in December 2009. He started a small business which due to the recession never really stood a chance. It failed and we lost our house. He found another job but it meant leaving Cornwall and moving to Wiltshire. I had fully intended to find a job and be a contributor to our household. Sadly, I found that I had breast cancer and I have not worked since. We live a really frugal life, mostly due to the tips that I have picked up from your blog. I use your recipes and I have taken on board that you need to shop around to find the most cost effective food. I haunt the supermarket websites and we eat a lot of vegetable dishes. I grow some of our food in our tiny little back garden. The thing is, we can never be debt free. We cannot go bankrupt because we have no assets. My husband does not earn enough, even with overtime, to be able to address our debts. I have tried to find work but I am 57 have not worked for three years, have had cancer, and have osteoarthritis in almost all of my joints, including my hands which makes my 33 years as a secretary really quite pointless. What can someone like us do? I am not claiming benefits simply because having suffered from breast cancer we decided that I would not claim and I would not look for work because my husband, bless him, didn't want me to be at the beck and call of the DHSS and subject to further stress. Sometimes I am fine other times I am a real mess.. We make ends meet on one salary. Is it possible we can one day be debt free?
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Hi Froogs,
this is wonderful! I think you're a very natural teacher, and many will benefit from the vlogs. I'm not in debt (other than mortgage) but the cost of living in Australia is going up and up, from food to insurance to utilities. So I'm ever on the lookout for ways to save and 'stick with the program'. It's all too easy to get careless with money when we are busy and or tired, and I think wasting money has become the new normal. It's great to connect with women like you who really show the value of being a careful steward of one's money - thank you!
Have a great day,
Madeleine.x
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DM - I haven't published your comment, but I really want to help - please email me [email protected]
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Brilliant idea. Looking forward to the blogs, thankyou. Jan B.
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If you google “Radio Cornwall Tracy Wilson” you should be able to find it - that's what I did anyway, and it was worth listening to.
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When we were up to our necks in debt, I wouldn't have been able to afford to pay anyone to help us get out of debt. We were up to the limit on overdraft and maxed out on credit cards and were desperate. We'd even taken “mortgage holidays” (another polite way of saying we'd formally arranged to skip a few mortgage payments”). This was the reason I turned to blogs like yours Froogs and your sensible advice and a few kicks up my backside when I emailed you from time to time turned us round and we became debt free 18 months earlier than planned. And we've not only stayed out of debt but built up savings since then. Yes, there are people who help others to get out of debt but some are charging money for it. I'd thought about writing a book with all my frugal tips and advice to help others but didn't because I wouldn't want to make money out of people who are in financial difficulty anyway and every penny matters to them while they are trying to turn their lives around. So, very well done you, offering free advice and help!! It really will make a big difference to many people x
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You're a real hero for doing this, Froogs! You've been very inspirational to me. I don't think we ever stop learning, so am looking forward to seeing your other vlogs.
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Dear Froogs, what a fantastic idea, I have watched your vlog and was moved to tears, if you can help others with their financial lives then it is to be commended. We finally came out of our debt nightmare 18 months ago, not easy for two people in their late fifties and early sixties to suddenly be without any stable background and thrust into the unknown world of living on benefits. We certainly could not have done it without the love and support of three groups, our daughter (colleague of yours) and son-in law, our son and his partner and you Froogs. Jo pointed me in your direction around two years ago and I became a regular reader about 18 months ago, and your hints and direction have helped immensely, and are still helping. I shall be sharing a link to your vlog/blog as often as I can. Thank you Froogs, I shall be down in a couple of weeks helping to look after my gorgeous granddaughter, maybe I may get the chance to thank you in person. Siwzy
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Dear Froogs, what a fantastic idea, I have watched your vlog and was moved to tears, if you can help others with their financial lives then it is to be commended. We finally came out of our debt nightmare 18 months ago, not easy for two people in their late fifties and early sixties to suddenly be without any stable background and thrust into the unknown world of living on benefits. We certainly could not have done it without the love and support of three groups, our daughter (colleague of yours) and son-in law, our son and his partner and you Froogs. Jo pointed me in your direction around two years ago and I became a regular reader about 18 months ago, and your hints and direction have helped immensely, and are still helping. I shall be sharing a link to your vlog/blog as often as I can. Thank you Froogs, I shall be down in a couple of weeks helping to look after my gorgeous granddaughter, maybe I may get the chance to thank you in person. Siwzy
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I totally agree on the things you say, only the thing where one has tho know exactly what income the partner has makes me uncomfortable. My partner is self employed, I don't know exactly how much income he has exactly. He showed me the “2014 financial chart” he made in August 2013, but I don't remember what it said..we each put a certain amount in an envelope each month for food and shopping, what is left at the end of the month we put in a “holiday” jar. If I shop carefully we manage to save quite a bit. The rent we just split, just like insurance and Internet costs. For health insurance and so on we pay each our own, but we help each other in case of a sudden high health-related cost. Luckily he is quite frugal himself and we discuss expenses before they happen (from a guest-comforter to a car for his activity).
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Thank you for doing this, very much appreciated. Not sure how to explain this but it feels much more doable, supportive and encouraging actually listening to your own words and seeing you on screen rather than reading your words with my own voice!!!! Or is that just weird lol!!!
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Gosh, thank you for doing this Froogs. We're not in debt but we're not saving much and we don't keep a proper hold on what we're spending so I think we'll take a lot from this. I'm sure it's going to be a life changer, if not a life save for a lot of people who are struggling. You are doing a “very good thing”. Bless you. Love Penny Lxx
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Well done for doing this to help people. I love your straight talking say it as it is attitude and know that I will learn a lot of useful ideas and tips from your series of vlogs. Thank you for your generosity.
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I hope you can help her there must be a way x
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There is an organisation called 'Christians Against Poverty' which runs a course called the CAP money course. CAP is run by volunteers and is entirely free at the point of service. Lives are changed through applying the principles taught on this course.
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