Hello Dear Reader,
I love new, a new day, a new week, a new term, a new coffee jar and especially a new year. I like change, I like different and I like fresh new starts. No matter what goes wrong, what gets broken, what hurts, what ticks me off, I always know there’s a new day tomorrow and everything can start again afresh. So, I love the first of January better than any other day. DB and I got together in 1996 so it’s our twentieth year. We are both in our 50th year and we’ve got a whole load of fresh and exciting things to look forward to.
If you’ve read my blog for a few years you’ll know I started off in debt, took two years to pay it off, paid down our mortgage and downsized our house. At one stage we were so frugal that we lived without heating, didn’t buy any clothes, didn’t have a day out let alone a holiday, never bought a coffee, didn’t have a glass of wine, a bar of chocolate and lived and breathed frugal. Even then, we managed to have a good time, get out on our bikes, walks, days out and as I’ve so often said, it didn’t kill us.
We’ve been debt free since 2011 and have a tiny mortgage left that’s ticking away along with regular overpayments. We’ve squirrelled away savings which has meant we’ve been able to renovate thrift cottage and take holidays. We also made a retirement plan that we’d buy a cheap house in lovely Brittany in readiness to rent out our home in Cornwall. We did so with an inheritance that we could have banked, that we could have cleared our mortgage but we decided to live a bit!
That brings me to my New Years resolution which is to live a bit more.
This year, DB scaled back his work and now works term time only which means we have the time to live a bit more. We’ll go to France more, we’ll have more time on the beach, more time with friends, more time visiting interesting places.
For us, we’re still definitely thrifty people. I still menu plan, portion control, buy new clothes every other year, carefully monitor energy and water usage, buy bargain toiletries, get our cleaning products refilled at the local hardware store, heat our house with wood, bulk buying, batch cooking, drying our laundry on the line or in front of the fire, down loading library books for free, read magazines and newspapers online for free, collected pallets and chopped them down for kindling to start our fire. When we splurged on a holiday, we shopped around to get 10% cash back renting through owners direct buying through Quidco. We also found a beach front flat to boot. We bought a loyalty card so got 30% off our ferry crossings.
Our thrifty and frugal isn’t the same as yours, or his or theirs. It doesn’t need to be. We run our home on a budget, save more than we spend every month and when we do spend money do so on what’s important to us.
It’s important to us to live a bit more and we’ve resolved to do so. It’ll be worth being thrifty for too.
I hope you have a wonderful 2016 and however you do it, I hope you get to live a bit more.
Until tomorrow,
Love Froogs xxxxx































